At SNAT SACCO, we know that not all
dreams can be funded by savings alone. That is why we offer a range of affordable loan products designed to
help you grow, invest, and respond to life’s needs, whether it’s furthering your education, improving your
home, or starting a business.
We are here to support you, not overload you. So we ask that you borrow responsibly, only what you need and
can comfortably repay. Together, we can turn your plans into progress.
Mobile Short Loan
Maximum amount is E2 000.00
Available through mobile app
Maximum period is 6 months.
Interest is on a reducing balance
Short Loan
Maximum amount is E5 000.00
Maximum period is 6 months.
Interest is on a reducing balance
Helpline Loan
Maximum amount is E20 000.00
Maximum period is 12 months
Interest is on a reducing
balance.
Personal Loan
Borrow Up to 3/4 of the members
general savings.
Maximum amount is E60 000.00
(subject to members savings)
Maximum period is 18 months.
Interest is on a reducing
balance.
Standard Loan
Borrow up to 3 times of members
general savings.
Maximum amount is E300 000.00
Maximum period is 120 months.
Interest is on a reducing balance.
Business Loan
Maximum amount is E200 000.00
Maximum period is 60 months.
On repayment 50% of the
installment is from the business.
Interest is on a reducing
balance.
Special Loan
Mainly for Title deed and
immovable property
Maximum amount is E500 000.00
Maximum period is 15 years.
Interest is on a reducing
balance.
Car Loan
Requires the car as
collateral/security.
Maximum amount is E350 000.00
Interest is on a reducing
balance.
Maximum repayment period
determined by the vehicle year of manufacture not exceeding 60 months.
Hybrid Loan
Requires property (title deed) as
collateral/ security.